Up to $200,000 to back up your business
Keep making payments even when your balance is low, Crédito Respaldo covers the difference
New to Plata? Crédito Respaldo is an exclusive product
for customers with an active Cuenta Empresa. Open your account.
for customers with an active Cuenta Empresa. Open your account.
Up to $200,000
Extra credit to keep your business movingUp to $200,000
Extra credit to keep your business moving
Open online
No paperwork
or in-person visitsOpen online
No paperwork
or in-person visits
Covers the difference
Use your available credit to complete payments
Covers the difference
Use your available credit to complete payments
Automatic payment
Deposits to your Cuenta Empresa go toward paying your credit
Automatic payment
Deposits to your Cuenta Empresa go toward paying your credit
Open your account
with no opening fee
Crédito Respaldo is an exclusive product for customers
with an active Cuenta Empresa
with an active Cuenta Empresa
A legally established business or organization
with its own RFC and tax obligations
with its own RFC and tax obligations
By continuing you agree to our Privacy notice
Apply for business account
Upload documents
Activate Crédito Respaldo
How it works
Keep payments moving
If you pay $6,000 with only $4,000 in your account,
Crédito Respaldo covers the missing $2,000
Crédito Respaldo covers the missing $2,000
Pay for what you use
Interest is calculated daily on the amount you use
Automatic payment
To pay your credit, just deposit to your business
account and it’s applied automatically
account and it’s applied automatically
30 days to use
Pay your credit by day 30 to keep using it,
and avoid a late fee by paying before day 45
and avoid a late fee by paying before day 45
Manage your credit
in one place
See how much credit you've used, how long,
and the interest accrued
and the interest accrued
Cuenta Empresa
for Persona Moral
Open it with no opening fee and choose
the plan that fits your business²
the plan that fits your business²
Empieza
Best for small businessesFree
Balance below $30,000: $199 per month- 1 free physical card
- SPEI transfers $5
- Users $50/month
- 5 CFDIs free (extra $5)
- Savings rate up to 6.75%²
ImpulsaPopular
Best for growing businesses$599per month
- 3 free physical cards
- 50 free SPEI transfers (extra $5)
- 4 users free (extra $50/month)
- 50 CFDIs free (extra $5)
- Savings rate up to 15%²
Expande
Best for established businesses$1,999per month
- Unlimited cards
- 1,000 free SPEI transfers (extra $5)
- Unlimited users free
- 1,000 CFDIs free (extra $5)
- Savings rate up to 15%²