11% interest with no caps

Apply by 13th of May.
No annual fee.

If you continue browsing, you are accepting our Policy on the use of cookies

  • text icon

    Interest rate up to 11%

    Grow your money with a high interest rate

    text icon

    Interest rate up to 11%

    Grow your money with a high interest rate

  • text icon

    Access to Ahorro Flexible and Fijo

    Choose how to save: freely or with fixed-term goals

    text icon

    Access to Ahorro Flexible and Fijo

    Choose how to save: freely or with fixed-term goals

  • text icon

    Cashback up to 15%

    Get money back on every purchase

    text icon

    Cashback up to 15%

    Get money back on every purchase

  • text icon

    No annual fee

    Use your card without paying extra fees

    text icon

    No annual fee

    Use your card without paying extra fees

15%

Cashback in real
money

Choose up to 4 categories each month to receive up to 15% cashback on your card

Plata Ahorro

Plata Ahorro

text icon

11% annually, no balance caps

Earn interest on every peso you save

text icon

Daily interest

Your balance earns interest daily

text icon

Funds protected by IPAB

up to ~$3.5 millions (400 000 UDI)

Annual rates

All rates available in Plata Cuenta and Ahorro

Annual rates

All rates available in Plata Cuenta and Ahorro

text icon

Plata Cuenta

7% on the first $20,000 with Plata+1

text icon

Ahorro Flexible

10% with no maximum balance with Plata+2

7% with no maximum balance without Plata+3

text icon

Ahorro Fijo

With Plata+: 9%–11% · 30–360 days4

Without Plata+: 7%–8% · 30–360 days5

bullets group media
Image

Safer and faster with Apple Pay

Pay with your Plata Cuenta using Apple Pay in stores, online, and in apps

Transparency

at all times

Learn more about Plata Cuenta

Escudo
de Plata

Escudo
de Plata

Protection 24/7

Your money and information are safe with our anti-fraud technology, so you can always be secure

Mastercard certified ®

We are a principal member of one of the largest global technology companies in the payments industry

Funds protected by IPAB

Your deposits are insured up to 400,000 UDI (~$3.4 million MXN) by the Institute for the Protection of Bank Savings (IPAB).

App Rating
4.9
Banco Plata, S.A., Institución de Banca Múltiple, Mariano Escobedo 476, First floor, Col. Anzures, Alc. Miguel Hidalgo, CDMX, C.P. 11590
Copyright © 2026
Español
Copyright © 2026
  1. Fixed annual rate: 7%. GAT Nominal 7.23% and GAT Real 3.36%. Before taxes. GAT: Ganancia Anual Total (Total Annual Yield). The GAT Real is the return you would obtain after discounting the estimated inflation. Calculated on 4 May 2026. The rate listed above will be effective starting 7 May 2026, and will remain in effect until Banco Plata, S.A. notifies customers of any change. The rate of Plata Cuenta for customers enrolled in the Plata+ Program.

  2. Fixed annual rate: 10%. GAT Nominal 10.47% and GAT Real 6.49%. Before taxes. GAT: Ganancia Anual Total (Total Annual Yield). The GAT Real is the return you would obtain after discounting the estimated inflation. Calculated on 4 May 2026. The rate listed above will be effective starting 7 May 2026, and will remain in effect until Banco Plata, S.A. notifies customers of any change. The rate of Ahorro Flexible for customers enrolled in the Plata+ Program.

  3. Fixed annual rate: 7%. GAT Nominal 7.23% and GAT Real 3.36%. Before taxes. GAT: Ganancia Anual Total (Total Annual Yield). The GAT Real is the return you would obtain after discounting the estimated inflation. Calculated on 4 May 2026. The rate listed above will be effective starting 7 May 2026, and will remain in effect until Banco Plata, S.A. notifies customers of any change. The rate of Ahorro Flexible.

  4. 30 days: GAT Nominal 9.38% and GAT Real 5.44%. 90 days: GAT Nominal 9.58% and GAT Real 5.63%. 180 days: GAT Nominal 9.73% and GAT Real 5.77%. 360 days: GAT Nominal 11.00% and GAT Real 7.00%. Before taxes. GAT: Ganancia Anual Total (Total Annual Yield). The GAT Real is the return you would obtain after discounting the estimated inflation. Calculated on 4 May 2026. The rate listed above will be effective starting 7 May 2026, and will remain in effect until Banco Plata, S.A. notifies customers of any change. The rate of Ahorro Fijo for customers enrolled in the Plata+ Program.

  5. 30 days: GAT Nominal 7.23% and GAT Real 3.36%. 90 days: GAT Nominal 7.45% and GAT Real 3.58%. 180 days: GAT Nominal 7.64% and GAT Real 3.76%. 360 days: GAT Nominal 8.00% and GAT Real 4.11%. Before taxes. GAT: Ganancia Anual Total (Total Annual Yield). The GAT Real is the return you would obtain after discounting the estimated inflation. Calculated on 4 May 2026. The rate listed above will be effective starting 7 May 2026, and will remain in effect until Banco Plata, S.A. notifies customers of any change. The rate of Ahorro Fijo.