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Free all-in-one business account

If you apply before 13th of October.
Manage your payments, CFDIs, and taxes. All in one place.
Open Plata Negocios

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    Open an account online from 2 minutes

    An ambassador will deliver your card

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    Open an account online from 2 minutes

    An ambassador will deliver your card

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    Pay anything without extra fees

    Taxes, payrolls, bill pays and SPEI transfers

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    Pay anything without extra fees

    Taxes, payrolls, bill pays and SPEI transfers

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    Earn up to 15%1 with Ahorro

    Maximize the potential of your savings

    text icon

    Earn up to 15%1 with Ahorro

    Maximize the potential of your savings

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    Get 24/7 live customer support

    Our team is ready to help at any moment

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    Get 24/7 live customer support

    Our team is ready to help at any moment

Open a debit account
for Persona moral at no cost

A legally established business or organization
with its own RFC and tax obligations

By continuing you accept our Privacy Notice

Apply online
Upload documents
Meet with an ambassador
Sign the contract

CFDIs and taxes

Issue CFDIs in the app

Create and send CFDIs directly from incoming payments2

Get tax reminders

Notifications for reports and payment deadlines

Estimate your taxes

Estimate your taxes and automatically set funds aside with Apartado3

Open Plata Negocios

User management without tokens

Share access with partners and co-owners

Use our predefined roles and customize permissions

Use the Accountant role to manage payments

Issue CFDIs, download reports, and prepare tax
filings

Issue corporate cards to employees

Cardholders can view only their own spending while you stay in control of every peso

Open Plata Negocios
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Why Plata Negocios

No maintenance fee. $0 minimum balance per account.

Up to 15% cashback for Persona Física con Actividad Empresarial ⁴

Manage your business from your phone or the web

A dedicated tax account that makes paying SAT easier

Additional cards for yourself and your team

Extra users like your accountant or team members

Up to $50,000 in benefits
with our partners

Up to 18% off

Up to 18% off

Save on flights for your business
25% off

25% off

Sign documents online
70% off

70% off

Help your team keep learning

Business banking
has never been this easy

Enjoy managing your business from an easy-to-use app and web platform.
Anytime, anywhere, you're in control.
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Open Persona moral
debit account for free

Empieza
Best for small businesses
Free
Balance below $30,000: $199 per month
  • 1 free physical card
  • SPEI transfers $5
  • 2 users free (extra $50/mo)
  • 5 CFDIs free (extra $5)
  • Savings rate up to 6,75%⁵
Open account
ImpulsaPopular
Best for growing businesses
$599per month
 
  • 3 free physical cards
  • 50 free SPEI transfers (extra $5)
  • 4 users free (extra $50/mo)
  • 50 CFDIs free (extra $5)
  • Savings rate up to 15%¹
Try 2 months for free
Expande
Best for established businesses
$1,999per month
 
  • Unlimited cards
  • 1,000 free SPEI transfers (extra $5)
  • Unlimited users free
  • 1,000 CFDIs free (extra $5)
  • Savings rate up to 15%¹
Try 2 months for free
Explore the plans

Frequently asked questions

Read more
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App rating
4.9
+52 55 9777 7000
, 
+52 55 9990 0500

[email protected]

Banco Plata, S.A., Institución de Banca Múltiple, Mariano Escobedo 476, First floor, Col. Anzures, Alc. Miguel Hidalgo, CDMX, C.P. 11590

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Copyright © 2026

  1. Terms and Conditions apply to the promotional rate for Ahorro Empresa Flexible for personas morales. Impulsa plan: Fixed annual rate: 15%. GAT Nominal 16.08% and GAT Real 11.53%. Expande plan: Fixed annual rate: 15%. GAT Nominal 16.08% and GAT Real 11.53%. Before taxes. GAT: Ganancia Anual Total (Total Annual Yield). GAT Real is the return you would obtain after deducting estimated inflation. Calculation performed on 1 October 2026. The rates listed above will be effective starting 22 October 2026, and will remain in effect until Banco Plata notifies customers of any change. Applicable from $1.00 M.N. up to $1,000,000.00 M.N.

  2. Banco Plata facilitates the process through its platform but does not perform the stamping ("timbrado") or tax certification of the receipts.

  3. The tax simulators are only a reference estimation tool intended solely to facilitate the management of the Client's funds, based on rates and public information. They do not constitute an official tax determination or tax, legal, or accounting advice, and results may vary depending on each taxpayer's specific tax situation. Banco Plata does not guarantee their accuracy and is not responsible for decisions made based on them; compliance with tax obligations is the Client's exclusive responsibility.

  4. Terms and Conditions apply to the promotion.

  5. Empieza plan: Fixed annual rate: 6.75%. GAT Nominal 6.75% and GAT Real 2.47%. Before taxes. GAT: Ganancia Anual Total (Total Annual Yield). GAT Real is the return you would obtain after deducting estimated inflation. Calculation performed on 31 August 2026. The rates listed above will be effective starting 2 September 2026, and will remain in effect until Banco Plata notifies customers of any change, minimum investment amount of MXN $10,000.00, for a 360-day term.