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The credit card for entrepreneurs

Credit limit up to $200,000, 15% cashback in real cash, no annual fee,
if you apply before 25th of October^T&C

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No annual fee
Promo until
25th of October
No annual fee
Promo until
25th of October
Up to $200,000
Make business purchases, pay on time, and increase your credit limit
Up to $200,000
Make business purchases, pay on time, and increase your credit limit
Up to 15% cashback
Get money back on purchases, directly into your account
Up to 15% cashback
Get money back on purchases, directly into your account
One day delivery
Apply and get your card the next day
One day delivery
Apply and get your card the next day

Get your credit card in 3 steps

Open a business account online and apply for your credit card

1

Open a free Persona fisica account

100% online, right from your phone

2

Apply for a credit card

Share information about your business so we can review your application

3

Receive your card

After successful evaluation an ambassador will deliver your credit card

Open Plata Negocios

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15%

Cashback in
real money

Choose up to 4 categories each month to receive up to 15% cashback on your card

Open Plata Negocios

Pay for business purchases later

Defer your purchases and transfers into monthly installments

1

Make a purchase or transfer over $100

Valid in all stores, including purchases abroad and online

2

Defer your operations in the app

Choose payment terms from 3 to 12 months

3

Pay once a month and track it

Pay every month and easily track your payment status

Open Plata Negocios

Open Persona fisica
debit account for free

Monthly (on annual -20%)

Independiente

Best for solo entrepreneurs

Free

1 free physical card
Free SPEI transfers
Cashback up to 15%
Users
CFDIs
Web interface access

EmprendedorPopular

Best for growing businesses

$299per month

3 free physical cards
Free SPEI transfers
Cashback up to 15%
2 users free (extra $50/mo)
10 CFDIs free (extra $5)
Web interface access

Try 2 months for free

Empresario

Best for established businesses

$599per month

10 free cards
Free SPEI transfers
Cashback up to 15%
4 users free (extra $50/mo)
50 CFDIs free (extra $5)
Web interface access

Try 2 months for free

Explore the plans

Escudo
de Plata

Protection 24/7

Your money and information are safe with our anti-fraud technology, so you can always be secure

Mastercard certified ®

We are a principal member of one of the largest global technology companies in the payments industry

Safe purchases

We’re here to help you with any issue related to the purchase with Plata Crédito. Just tell us and we will deal with your problem