The credit card for entrepreneurs

Credit limit up to $200,000, 15% cashback in real cash, no annual fee,
if you apply before 25th of OctoberT&C

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    No annual fee

    Promo until
    25th of October
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    No annual fee

    Promo until
    25th of October
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    Up to $200,000

    Make business purchases, pay on time, and increase your credit limit

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    Up to $200,000

    Make business purchases, pay on time, and increase your credit limit

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    Up to 15% cashback

    Get money back on purchases, directly into your account

    text icon

    Up to 15% cashback

    Get money back on purchases, directly into your account

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    One day delivery

    Apply and get your card the next day

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    One day delivery

    Apply and get your card the next day

Get your credit card in 3 steps

Open a business account online and apply for your credit card
1

Open a free Persona fisica account

100% online, right from your phone

2

Apply for a credit card

Share information about your business so we can review your application

3

Receive your card

After successful evaluation an ambassador will deliver your credit card

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15%

Cashback in
real money

Choose up to 4 categories each month to receive up to 15% cashback on your card

Pay for business purchases later

Defer your purchases and transfers into monthly installments
1

Make a purchase or transfer over $100

Valid in all stores, including purchases abroad and online

2

Defer your operations in the app

Choose payment terms from 3 to 12 months

3

Pay once a month and track it

Pay every month and easily track your payment status

Open Persona fisica
debit account for free

Independiente
Best for solo entrepreneurs
Free
  • 1 free physical card
  • Free SPEI transfers
  • Cashback up to 15%
  • Users
  • CFDIs
  • Web interface access
EmprendedorPopular
Best for growing businesses
$299per month
  • 3 free physical cards
  • Free SPEI transfers
  • Cashback up to 15%
  • 2 users free (extra $50/mo)
  • 10 CFDIs free (extra $5)
  • Web interface access
Empresario
Best for established businesses
$599per month
  • 10 free cards
  • Free SPEI transfers
  • Cashback up to 15%
  • 4 users free (extra $50/mo)
  • 50 CFDIs free (extra $5)
  • Web interface access

Escudo
de Plata

Protection 24/7

Your money and information are safe with our anti-fraud technology, so you can always be secure

Mastercard certified ®

We are a principal member of one of the largest global technology companies in the payments industry

Safe purchases

We’re here to help you with any issue related to the purchase with Plata Crédito. Just tell us and we will deal with your problem